Insurance - Student Health Plan
Cornell requires students to have health insurance that meets the university's requirements or enroll in Cornell's Student Health Plan (SHP) (https://health.cornell.edu/get-care/insurance-billing#:~:text=Student%20health%20insurance%20requirements,matter%20what%20insurance%20they%20have.)
In-network vs. Out-of-network
Dental and vision add-on plan? Worth it?
- See here: https://studenthealthbenefits.cornell.edu/dental-vision-plans
- This service is NOT included in the basic plan. You have to add-on, for a fee. And there's a deadline every year to apply, so pay attention to emails about this
- (Luna) I have no experience honestly.. but I heard from a friend that dental is not worth it - better to have get another type of dental plan
Insurance Options for Dependents
- Dependents of Cornell Students can also be enrolled in Student Health Plan (SHP) with additional fee. Alternatively, they are likely be eligible for free insurance coverage through Medicaid. Apply for Medicaid through NY State Marketplace.
- Cornell Health clinics only serve adults (including dependents) with SHP coverage or equivalent. If your adult dependents opt for Medicaid, they won't be able to go to Cornell Health. On the other hand, Cornell Health only serve adults and has no pediatrics. Therefore, even if your children are enrolled with SHP or equivalent coverage, they won't be able to go to Cornell Health either.